Taking Shelter

A couple of customers were telling me that they had been wandering round town the previous evening - and then the heavens had opened. "We were forced to take cover in Kilvert's!" they said (and drink a little something while they were there).
Later, another customer said much the same thing - they had been sheltering near the antique shop, and dashed over to take cover in Kilverts - where the lady had lost her ear-ring. Luckily, the lad behind the bar had his mobile phone with him, and he used the light from its screen to illuminate the floor while several people shuffled round on their hands and knees to find it!